Start with the house, not the panel

A useful solar proposal begins with your last 12 months of electricity use, roof geometry, shade, roof age, electrical service, and the rules of your local utility. A panel count without that context is only a guess.

In Florida, the design also needs to respect wind-load requirements, roof attachment details, permitting, and the practical realities of homeowner’s insurance. Ask who is responsible for each step and what documentation you will receive.

Six items to verify before signing

  • The production estimate uses your actual address, shade, roof planes, and recent energy history.
  • The proposal separates cash price, financed price, fees, term, interest, and total payments.
  • Savings assumptions match your utility’s current tariff and do not assume every future rate change.
  • Equipment models, workmanship coverage, manufacturer warranties, and roof-penetration responsibilities are written down.
  • The installer explains permits, inspections, interconnection, and permission to operate.
  • You understand what happens if you sell the home, replace the roof, or need service later.

Treat incentives as a verification step

Federal and local incentives can change. The IRS currently states that the Residential Clean Energy Credit is not available for property placed in service after December 31, 2025. Florida still lists qualifying solar energy systems as exempt from state sales tax, and state law provides an assessment treatment for qualifying renewable energy devices. Confirm how any rule applies to you with a qualified tax professional before making a purchase decision.

Bring these to your solar review

Have your recent electric bills available, along with what you know about the roof’s age. Tell us about changes you are planning, such as an electric vehicle, a pool, or a new air conditioner. These details help us plan for the way you will use the home.

  • Ask to see the panel layout for your roof, not just a panel count.
  • Have the proposal identify the panel, inverter, and battery models being included.
  • Compare the complete project price and scope when you compare proposals.
  • Keep a copy of the installation milestones and the contact for questions after activation.

This general information is educational, not tax, legal, engineering, insurance, or financial advice. Programs and rules change. Verify current requirements with the relevant utility, agency, and qualified professional for your situation.